General Terms of Service

General Terms of Service of CTM GmbH / copytrade-market.com

Preamble

1.1 Copytrade-market.com is a platform of CTM GmbH, Baumschulenallee 20-22, 30625 Hanover, Germany. These general Terms of Service refer to copytrade-market.com as a platform of CTM.

1.2 The website is aimed exclusively at experienced and well-informed users who are aware of the risks associated with foreign exchange and derivatives trading and who make their investment decisions independently and on their own responsibility. By using the CTM website at www.copytrade-market.com and all company-owned domains (hereinafter referred to as the website), the user accepts these terms and conditions.

1.3 CTM provides information on its website, in particular in connection with products of asset management companies. Much of the information is based on data provided by third parties.

1.4 All information published on the website is for information purposes only and is non-binding. It is not to be understood as investment advice or an invitation or recommendation to buy, sell or hold funds, to open or transfer a custody account or as a recommendation for a specific investment strategy. This also applies to the information material provided on the website, which is merely intended to facilitate the user's independent decision.

2.1 Insofar as CTM provides information and documents on individual products of asset management companies on the website or the user obtains information about these at www.copytrade-market.com, the following applies:

2.1.1 The information provided by CTM on the products of the asset management companies represents a market overview, but makes no claim to complete market coverage. The information and documents provided here are to be understood purely as information documents and not as sales documents. Some of the price information is not up to date due to late disclosure of data by the asset management companies to the information processor or supplier or due to incomplete transmission. CTM cannot guarantee that information, for example financial data and company reports, will be reported promptly and without delay. CTM endeavours with the care of a prudent businessman to ensure that the information is correct, complete and up to date, but assumes no liability or guarantee for this and is also not obliged to update the information contained herein or to keep it up to date.

2.1.2 The website contains information on the individual products of the asset management companies, e.g. date of launch, chart, prices, key figures, master data, conditions, performance, portfolio structures etc. This information and documents are supplied by third parties and published unchanged. CTM endeavours to keep this information up to date, but is under no obligation to do so. CTM has no influence on whether it is supplied with the most up-to-date documents and in German. The user can request relevant documents directly from the issuing asset management companies.

2.1.3 Insofar as information on past performance is published, this does not constitute an invitation or recommendation to buy, sell or hold financial products and is not to be understood as an assurance of price developments. No conclusions about future forecasts can be drawn from this information and therefore does not constitute a reliable indicator of future performance. Estimates in this regard are subject to known and unknown factors such as risks, uncertainties and insecurities, which could result in the forecast deviating from the actual development or performance of the respective company. CTM makes no forecasts on its website and assumes no obligation to make such forward-looking statements.

2.2 The information and documents on the products of the asset management companies provided on the website are made available by the asset management companies. The respective asset management company is responsible for this. None of the information constitutes a promise, guarantee or assurance by CTM. CTM therefore assumes no liability for its up-to-dateness, accuracy or completeness. Furthermore, CTM does not guarantee that a contract will be concluded with the desired asset management company under certain conditions. Whether and under what conditions a contract is concluded with the asset management company depends exclusively on the agreements and the discretion of the asset management company.

2.3 The General Terms and Conditions apply to the forwarding of your data to one of the asset management companies.

3. The user may use the information and documents published on the website as intended. All content may only be used within the scope of the usual access to the website for viewing the content with a standard browser. The information or documents or parts thereof may only be retrieved, saved, copied and printed for personal, non-commercial use. In particular, it is prohibited to sell, distribute, reproduce, publish or otherwise use the information and documents without authorisation.

4.1 All information and documents on asset management products or other information do not constitute advice on financial or other matters or a contractual offer. Only non-binding information is provided on the website, which serves to guide the user in making an independent investment decision over which CTM has no influence. None of the published information is to be understood as an assurance or guarantee.

4.2 The published information and documents are no substitute for needs-based, expert investment advice, which must be based on individual financial and investment situations and needs. Before making any investment decision, the user should not rely solely on the general information provided, but should seek individual advice, particularly with regard to his personal circumstances and needs. This advice can be provided by specialised financial service providers or financial institutions. The sole binding basis for utilising an asset management product is always the respective general terms and conditions and contractual documents of the respective financial services company.

4.3 CTM points out that foreign exchange and derivatives trading is associated with risks that can lead to the total loss of the capital invested. When making an independent decision, the user should pay particular attention to the following:

- Changes in interest and/or exchange rates can have a negative impact on the price, value or income of a product

- When the asset management agreement is terminated, the full amount invested may no longer be available

- Further individual costs such as taxes or commissions must be taken into account, which may be incurred in addition depending on personal circumstances

- The values and fees published here may differ from those prevailing on the market at the time of purchase or sale.

5. no contractual relationship, in particular no investment, consulting or information contract, shall come into existence with the use of the Internet offer on the CTM website.

CTM has no intention to be legally bound by such a contract, especially as it is not aware whether the information published on the website can be applied to the investment situation in a specific case.

5.1 Any asset management contract is concluded exclusively directly with the selected financial services company. The respective asset management company itself decides on the conclusion of a specific contract in individual cases. CTM has no influence on the conclusion of such a contract and cannot guarantee it. Information provided by the asset management companies is subject to change and non-binding until a binding legal act (e.g. acceptance of an application) is carried out by the respective provider. If the user uses the documents provided by CTM (in particular an application), this does not constitute a legal claim to the conclusion of a specific contract with the asset management company. The legal relationship between the User and the asset management company shall be governed exclusively by the relevant terms and conditions, in particular its General Terms and Conditions.

5.2 Contracts between a user and a financial service provider are also only concluded between these two parties, whereby CTM has no influence on the conclusion and activities of the financial service provider. The legal relationship between the user and the financial service provider is governed exclusively by the respective terms and conditions of the financial service provider.

6.1 CTM endeavours to ensure that the underlying information and data material is complete, correct and constantly updated, but is not obliged to do so. Data, information and documents originate from sources over which CTM has no influence. Where CTM uses third-party sources of information, it only examines them for obvious inaccuracies and on a random basis. The selection of published financial service providers is the sole responsibility of CTM, whereby CTM does not guarantee that all financial service providers available on the market are included.

6.2 Use of the CTM website does not create any contractual relationship between the user and CTM. The free service provided here is purely a relationship of courtesy. There is therefore no legal obligation on the part of CTM to grant use; the user therefore has no contractual or quasi-contractual claims against CTM. As this is a relationship of courtesy, CTM shall be liable solely on the basis of tort, whereby CTM's liability shall be limited to intent and gross negligence. However, CTM shall have unlimited liability for damages resulting from injury to life, limb or health caused by an intentional or negligent breach of duty by CTM or a vicarious agent or legal representative of INFOS.

6.3 Subject to the restrictions under no. 6.2, CTM accepts no liability for inaccuracies, errors or delays, nor for missing information or its incorrect transmission. CTM is also not liable for the result of asset management carried out with the aid of the published information.

6.4 As a purely precautionary measure in the event that the use of the website should lead to a contractual relationship, the following limitation of liability shall apply: CTM shall be liable without limitation insofar as the cause of the damage is based on an intentional or grossly negligent breach of duty by CTM or one of its legal representatives or vicarious agents. Furthermore, CTM shall be liable for the slightly negligent breach of obligations, the fulfilment of which is essential for the proper performance of the contract, the breach of which jeopardises the achievement of the purpose of the contract and on the observance of which the user regularly relies (essential contractual obligations). In this case, however, CTM's liability shall be limited to the typical foreseeable damage. CTM shall not be liable for the slightly negligent breach of obligations other than those specified in the preceding sentences. CTM shall not be liable for failures due to maintenance work or for reasons outside CTM's sphere of operation, or due to force majeure, unless the failure is due to intent or gross negligence on the part of CTM. Force majeure circumstances include, for example, war, strikes, unrest, water ingress, power failures, interruptions or destruction of data-carrying lines, cardinal changes in the law, storms, floods and other natural disasters as well as other circumstances for which CTM is not responsible. The above limitations of liability shall not apply in the event of injury to life, limb or health, for a defect following the assumption of a guarantee for the quality of the product and in the event of fraudulently concealed defects. Liability under the Product Liability Act remains unaffected. Insofar as the liability of CTM is excluded or limited, this shall also apply to the personal liability of employees, representatives and vicarious agents.

7.1 Insofar as the CTM website contains links to third-party websites ("external links"), the following applies: CTM has no influence on the content of third parties. The content of these websites to which CTM provides links is not the subject of CTM's offer, unless this is indicated separately. These websites are subject to the liability of the respective operators. CTM can therefore accept no liability for this external content. When the external links were first established, CTM checked the third-party content for any legal violations. No legal offences were apparent at that time. CTM has no influence whatsoever on the current and future design and content of the linked pages. CTM cannot reasonably be expected to constantly monitor these external links without specific indications of legal violations. However, such external links will be deleted immediately if we become aware of any legal violations.

7.2 Links from third-party offers to subpages, subdirectories or files from the CTM website are permitted with the prior consent of CTM. The same applies to the integration of the offer or parts of the offer into a third-party offer using "frames" (embedded windows).

8. CTM handles the personal data provided to it responsibly. Personal data is collected, processed and used in compliance with the applicable data protection regulations, in particular the TMG and BDSG.

9.1 All content published on the website and the layout are protected by copyright. Any unauthorised use requires the prior written consent of the author. This applies in particular to duplication, editing, translation, storage (except in the context of normal retrieval), processing or reproduction of content in databases or other electronic media and systems.

9.2 All brand names and trademarks mentioned on the website and protected by CTM or by a third party are subject without restriction to the provisions of the applicable trademark law and the rights of the respective registered owners.

10.1 German law shall apply exclusively.

10.2 CTM is authorised to amend or supplement these General Terms and Conditions of Use at any time.

10.3 CTM reserves the right to restrict, change or adapt the content accessible via the website at any time without prior notice, to make the previously free content available only for a fee or to discontinue the operation of the website altogether. The user does not have to be explicitly notified of such a change.

10.4 The standard language of contract and negotiation is German, this English version is for translation purposes only. In case of differences, the German version shall be legally binding.

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